- Compare first time buyer mortgages.
- Compare buy to let mortgages.
- Compare re-mortgage offers from UK mortgage providers.
- 100's of mortgages from UK mortgage lenders.
First time buyer mortgages,
buy-to-let & remortgages
Securing a new mortgage to buy your first home, or remortgaging an existing property can be a daunting process. That’s why many people choose to use mortgage comparison services. Mortgage comparison services have access to multiple lenders and are able to provide additional advice, when you need it, so you can quickly assess the best mortgages.
Giving Mortgages is a new mortgage comparison service designed to help you shortlist suitable mortgages. Simply answer a few pre-application questions and Giving Mortgages will match you with an adviser, who can then take you through the application process and help you secure a mortgage offer.
Mortgage Calculator
Check mortgage affordability
Use the mortgage interest and repayment calculator as a guide to monthly repayments and interest payable.
Enter your purchase price, deposit amount and mortgage term, enter the interest rate to see an estimate of your monthly repayments.
As a guide the current best 5 year fixed rate mortgages have interest rates ranging between 4.1% to 5.2%.
IMPORTANT: The calculator shows monthly payments and total interest reflecting a fixed interest rate for the term. Interest rates are subject to change i.e. if you are on a variable interest rate & if a fixed rate ends. Interest rates can go up or down and your home may be repossessed if you are unable to meet mortgage repayments.
Found your ideal home, now get a mortgage in principle
If you’ve found the perfect home and want to make an offer a mortgage in principle, or mortgage agreement in principle, provides proof of funding from your mortgage lender.
With a mortgage in principle you can make on offer on a property based on your deposit and the amount you are able to borrow.
Compare mortgages at Giving Mortgages – Find out how much you can borrow and get a mortgage in principle today!
Mortgage checklist, details you’ll need to find the best mortgages
To compare the best mortgages and complete a mortgage application you’ll need to confirm your identity and provide some basic details
about your financial situation:
Income & employment check
Your own (and partners) full-time, part-time or self employment. Annual/monthly earnings, balance after monthly expenses and outgoings.
Proof of identity check
Proof of your own identity and any other person also going on the mortgage.
Usually photographic ID (e.g. drivers license / passport).
Deposit, savings & debt check
Details of combined savings, loans and any other outstanding debt.
Amount you are able to put down as a deposit.
Affordability check how much can you borrow
The mortgage affordability, assesses earnings of mortgage holders, savings, deposit and how much the lender is willing to lend.
Mortgage FAQ's
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